The Law and You (Blake's Go Guides) by Stella Tarakson & Leigh Coughlan

Author:Stella Tarakson & Leigh Coughlan [Tarakson, Stella]
Language: eng
Format: mobi
ISBN: 9781877085246
Publisher: Pascal Press
Published: 2012-03-30T04:00:00+00:00

♦ the length of the lease

♦ rent and rent review provisions

♦ whether there is an option to renew

♦ obligations of repair and maintenance of the premises

♦ provision for improvements and fixtures and access to parking.

You should read a lease agreement carefully to make sure you agree to all the terms and conditions included – they can always contain unexpected provisions.

CREDIT, BANKING AND FINANCE

How giving credit is regulated

Credit provided to Australian consumers is regulated by the National Consumer Credit Code (the National Code). This replaces old laws, including the Uniform Consumer Credit Code, which applied in each State and Territory but was administered separately in each.

The new laws have a wider coverage, that is, more types of credit contracts are dealt with. In addition, credit providers now have an obligation to ensure the contract is not unsuitable for the consumer, for example, where the consumer will be unable to meet the repayments. These rules are known as the responsible lending conduct obligations.

How is credit defined?

Credit is provided if the payment of a debt is deferred. The National Code applies to credit contracts if:

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